Things you might have missed — highlights of last week’s posts on NAPA Net included: "Loan Arrangers?: Did the “Great Recession” lock in higher 401(k) loan volumes?  “High” Five: Five things plan sponsors should know.   Cash “Cowed?”: Will retiring Boomers crash the stock market... READ MORE

Whether or not you’re in the habit of making New Year’s resolutions, this is a time of year when reassessments seem appropriate, and perhaps in no area as much as that of retirement plan administration. Many find themselves in the role of plan sponsor (or plan committee) with no background, limited... READ MORE

Some like to make New Year’s resolutions; some specifically avoid doing so. And some choose only to resolve not to make New Year’s resolutions. Surveys — and at least one academic study — suggest that most of those resolutions don’t last the year.  Heck, many suggest they don’t last a month. ... READ MORE

Target-date funds are now the dominant asset holding among those in their 20s, but they are much smaller components for other 401(k) participants.According to a recent update from the Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI), TDFs now represent 35% of... READ MORE

Last week we asked readers to vote on the best — and worst — aspects of ERISA and its progeny. Rather than just asking to pick one, readers had an opportunity to choose between two alternatives — or to suggest their own. In fact, three of the top five “worst” aspects of ERISA, and three of the top... READ MORE

After what plaintiff’s attorneys describe as “more than 13 years of vigorously contested litigation,” Nationwide has moved to settle a revenue sharing lawsuit for an enormous $140 million.  Originally filed in August 2001, the lawsuit alleged that Nationwide received undisclosed revenue sharing... READ MORE

In recent years, the notion that the ways in which choices are presented to individuals — known as “choice architecture” — can influence their decisions, has been widely embraced.  Well before the advent of the Pension Protection Act of 2006, the retirement plan industry had acknowledged the... READ MORE

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At a recent event, one of the speakers was taking our industry to task for expecting too much from participants. “We don’t expect individuals to diagnose and treat their own illness,” he said, going on to note that with 401(k)s we expect people who don’t have any knowledge or training in... READ MORE