Now is the time to act to avoid “draconian” cuts to Social Security benefits, warns a recently released issue brief.
And doing so, continues the Center for Retirement Research at Boston... Read More
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Retirement Income
BY Nevin E. Adams, JD | 4/25/2023
I recently met some friends for lunch – but the only seats available were those high-back stools you basically have to climb up to in order to sit. But that wasn’t the worst of it.
As it turned... Read More
BY Nevin E. Adams, JD | 4/11/2023
I’ve been honored with a lot of praise and congratulations over the past couple of months about my “retirement” (and not a little skepticism about my understanding of the term) — but in quiet moments... Read More
BY NAPA Net Staff | 4/10/2023
Most Americans do not think they can depend on Social Security for retirement income, adding to their worries about long-term financial stability, a new study from Allianz Life finds.
According to... Read More
BY Ted Godbout | 4/5/2023
The idea of providing a predictable paycheck in retirement seems to have everything going for it—participants supposedly want it, providers are creating solutions and frameworks exist, but there’s... Read More
BY John Iekel | 4/2/2023
Social Security continues to face “significant financing issues,” says the Board of Trustees of the federal Old-Age and Survivors Insurance and Disability Insurance (OASDI)Trust Funds in its... Read More
BY Nevin E. Adams, JD | 3/24/2023
Ours is a business guided by black and white laws, but with lots of gray nuance and interpretation applied to individual situations. This week, we asked readers to weigh in on some questions that... Read More
BY Bruce Ashton, Martha Tejera and Michelle Richter-Gordon | 3/21/2023
Last December, Nevin Adams wrote a thought-provoking article titled "6 Obstacles to Retirement Income Adoption." Nevin makes several interesting points, but in our view the obstacles he describes can... Read More
BY Ted Godbout | 3/14/2023
In the post-SECURE Act 1.0 era, plan consultants are becoming more comfortable recommending retirement income options, but a new study suggests there are potential obstacles with newer solutions... Read More
BY Ted Godbout | 3/8/2023
While the dedicated retirement income solution market has proliferated over the past several years, many plan sponsors have struggled to evaluate their options strategically, according to NEPC’s 17th... Read More
BY NAPA Net Staff | 3/8/2023
What's in the episode
“What we’re finding on the behavioral side is that the way we talk about this impacts people’s decisions,” Jason Fichtner said. “Age 62 is called the early eligibility... Read More
BY Nevin E. Adams, JD | 2/21/2023
In recent days—notably at the State of the Union address—Social Security is back in the headlines.
Granted, its invocation seems largely intended as a political dividing rod, but it seems today... Read More
BY John Sullivan | 2/7/2023
High-profile retirement income researcher David Blanchett came to the defense of Monte Carlo analysis this week, noting economist John Maynard Keynes’s famous quote that he’d prefer to be “vaguely... Read More
BY John Sullivan | 1/31/2023
We thought it was a sign of bipartisan hope in an increasingly divided Congress. This month, President Biden nominated Andrew Biggs, a Senior Fellow at the American Enterprise Institute... Read More
BY Nevin E. Adams | 1/25/2023
OneAmerica will become the first retirement plan provider to offer PensionPlus – a personalized retirement withdrawal strategy developed with co-founder Shlomo Benartzi.
According to a press... Read More
BY Charles E.F. Millard | 1/23/2023
More than three-quarters of employers say they are highly interested in incorporating a lifetime income solution into their plan. However, one important need must be met before realizing widespread... Read More
BY Ted Godbout | 1/18/2023
The findings of a new survey suggest that plan sponsors and advisors should be proactive in providing education and advice, as most near-retirees indicate they are looking for help to maximize... Read More
BY John Sullivan | 1/18/2023
Increasing and securing retirement income is “an area where Congress is willing to act,” high-profile retirement income expert Wade Pfau says, pointing to the SECURE 2.0 as proof.
The... Read More
BY Matt Gray | 1/10/2023
Like so many Americans, my dad retired with a plan. But, his six years in retirement so far haven’t gone as planned.
After a couple of years of retirement, my dad started doing some part-time... Read More
BY John Sullivan | 1/6/2023
Anyone sick of hearing about the so-called safe withdrawal rate? Bill Bengen’s high-profile 4% formula lasted almost three decades, but inflation, COVID, a war in Europe, and hyper-volatility caused... Read More
BY John Iekel | 12/19/2022
Social Security benefits don’t come out of thin air—it takes not only contributions but also formulae to determine benefit amounts. In a recent report, the Congressional Research Service (CRS)... Read More
BY Nevin E. Adams, JD | 12/13/2022
It’s ironic that programs designed to provide retirement income pay so little attention to the realization of that objective. Still, some have said that this could be the year for retirement income—a... Read More
BY Nevin E. Adams, JD | 12/9/2022
Some have said that this could be the year for retirement income—a combination of new offerings, volatile markets, and rising interest rates. This week we asked readers what they thought…
It’s... Read More
BY Judy Ward | 12/5/2022
The pandemic and health concerns have led some Americans to think about retiring earlier than they previously planned, and market volatility has heightened many pre-retirees’ nervousness about a... Read More
BY Nevin E. Adams, JD | 12/5/2022
Some have said that this could be the year for retirement income—a combination of new offerings, volatile markets, and rising interest rates. What’s your opinion?
It’s ironic that programs... Read More
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